Senior Citizens Red Carpet Health Insurance Plan:
The optimum policy for seniors over 60 years of age with several advantages
Any person between 60 and 75 years of age at the time of entry can take this insurance policy.
Three additional Sum Insured Options namely Rs.15 lacs, Rs.20 lacs and Rs.25 lacs introduced
Policy is available for 1 / 2 / 3 year which can be renewed. Where the policy is issued for more than 1 year, the Sum Insured is for each year, without any carry over benefit thereof
Policy can be issued both on Individual and Floater Basis
Cataract limits revised
Outpatient consultation in network hospitals
Cost of Health Checkup
Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs upto the limits specified.
Ambulance charges for emergency transportation to hospital as per specified limits.
Pre hospitalisation expenses up to 30 days prior to date of hospitalisation
Post-hospitalisation paid as lump-sum upto the limit specified.
Expenses on Medical Consultations as an Out Patient in a Network Hospital up to the limits specified.
Cost of Health Check up for every claim free year upto the limits specified
All day-care procedures covered.
Sub-limits applicable for specified illness/ disease