{"id":2251,"date":"2021-10-23T10:17:05","date_gmt":"2021-10-23T04:47:05","guid":{"rendered":"https:\/\/www.parinitasharma.com\/blog\/?p=2251"},"modified":"2021-10-23T13:47:54","modified_gmt":"2021-10-23T08:17:54","slug":"when-an-advisor-tries-to-sell-you-insurance","status":"publish","type":"post","link":"https:\/\/www.parinitasharma.com\/blog\/when-an-advisor-tries-to-sell-you-insurance\/","title":{"rendered":"When an Advisor tries to Sell you Insurance, Your first response is Probably \u201cNope\u2026 I have enough! I don\u2019t need any more Insurance!\u201d Why?"},"content":{"rendered":"\n<p>The 10.10 sale is around the corner and you are probably thinking of spending it on more clothes, bags, shoes, etc\u2026 It is never enough\u2026<\/p>\n\n\n\n<p>But when an advisor tries to sell you insurance, your first response is probably \u201cNope\u2026 I have enough! I don\u2019t need any more insurance!\u201d.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1010\" height=\"900\" src=\"https:\/\/www.parinitasharma.com\/blog\/wp-content\/uploads\/1634957508998353-0.jpg\" alt=\"\" class=\"wp-post-2251 wp-image-2252\" srcset=\"https:\/\/www.parinitasharma.com\/blog\/wp-content\/uploads\/1634957508998353-0.jpg 1010w, https:\/\/www.parinitasharma.com\/blog\/wp-content\/uploads\/1634957508998353-0-300x267.jpg 300w, https:\/\/www.parinitasharma.com\/blog\/wp-content\/uploads\/1634957508998353-0-768x684.jpg 768w\" sizes=\"(max-width: 1010px) 100vw, 1010px\" \/><\/figure><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Why is that?<\/strong> <\/h4>\n\n\n\n<p>We all know that insurance is important because it gives us the peace of mind we all need but at the same time we tell advisors we have enough, we don&#8217;t need more.<\/p>\n\n\n\n<p><strong>Here are some reasons why you should buy Insurance Before the Year Ends:<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">??????? ? ?? ??? B??? T??? ?? ??? ???? ??? R?-B????? Y??? S???????? : <\/h4>\n\n\n\n<p>Let&#8217;s be honest, the last three months of the year are when you spend most on treating and rewarding yourself. Why not convert some of these extra expenses into a policy that gives you and your family peace of mind? It&#8217;s the best time to plan for 2022.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">??? E????? ?? ???? ???? L?????????? ?? ???? : <\/h4>\n\n\n\n<p>Whenever your liabilities increase, for example you intend to buy a new house in 2022, you need to purchase some term insurance to cover the loan in case something happens to you. This protects your loved one from unintended liabilities in the future.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">???? I????? M???? C????? :<\/h4>\n\n\n\n<p>With the economy and businesses starting to pick up, 2022 might look like a more promising year. This also means if your income increases in 2022, the amount of life protection (10x Annual Income) you require should increase as well.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">??? B??? G??? ?? ??? ??? ??????? ??? T???? C??? A???? ?? ? ???? ?? &#8220;C??????? I?????&#8221; : <\/h4>\n\n\n\n<p>Instead of spending your money on the 10.10 sale, why not invest the money in an annuity that gives your future generation a consistent flow of income?<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">????????? ???? ???? ??? ???? E???????? N??? Y???:<\/h4>\n\n\n\n<p>Remember, the best time to buy insurance was yesterday because insurance only gets more expensive as you age.<\/p>\n\n\n\n<p>If you are a client reading this, sit down and speak to your financial advisor today and read up to self educate. It is always better to start early.<\/p>\n\n\n<div class=\"taxonomy-post_tag wp-block-post-terms\"><a href=\"https:\/\/www.parinitasharma.com\/blog\/tag\/financial\/\" rel=\"tag\">Financial<\/a><span class=\"wp-block-post-terms__separator\">, <\/span><a href=\"https:\/\/www.parinitasharma.com\/blog\/tag\/financial-adviser\/\" rel=\"tag\">Financial Adviser<\/a><\/div>\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Related Posts:<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-parinita-sharma wp-block-embed-parinita-sharma\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"0O1mf0kvPj\"><a href=\"https:\/\/www.parinitasharma.com\/blog\/%e0%a4%91%e0%a4%a8%e0%a4%b2%e0%a4%be%e0%a4%87%e0%a4%a8-%e0%a4%95%e0%a5%87-%e0%a4%86%e0%a4%95%e0%a4%b0%e0%a5%8d%e0%a4%b7%e0%a4%95-%e0%a4%91%e0%a4%ab%e0%a4%b0-%e0%a4%b8%e0%a5%87%e0%a4%b2\/\">\u0938\u093e\u0932 \u0915\u0947 \u0932\u093e\u0938\u094d\u091f 3 \u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 \u0939\u092e \u0915\u0948\u0938\u0947 \u0905\u092a\u0928\u0947 \u092a\u0948\u0938\u0947 \u0915\u094b \u092f\u0947 \u0911\u0928\u0932\u093e\u0907\u0928 \u0915\u0947 \u0906\u0915\u0930\u094d\u0937\u0915 \u0911\u092b\u0930 \u0938\u0947\u0932 \u0938\u0947 \u092c\u091a\u093e \u0915\u0930 \u0905\u092a\u0928\u0947 \u0905\u091a\u094d\u091b\u0947 \u092b\u094d\u092f\u0942\u091a\u0930 \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;\u0938\u093e\u0932 \u0915\u0947 \u0932\u093e\u0938\u094d\u091f 3 \u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 \u0939\u092e \u0915\u0948\u0938\u0947 \u0905\u092a\u0928\u0947 \u092a\u0948\u0938\u0947 \u0915\u094b \u092f\u0947 \u0911\u0928\u0932\u093e\u0907\u0928 \u0915\u0947 \u0906\u0915\u0930\u094d\u0937\u0915 \u0911\u092b\u0930 \u0938\u0947\u0932 \u0938\u0947 \u092c\u091a\u093e \u0915\u0930 \u0905\u092a\u0928\u0947 \u0905\u091a\u094d\u091b\u0947 \u092b\u094d\u092f\u0942\u091a\u0930 \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964&#8221; &#8212; Parinita Sharma\" src=\"https:\/\/www.parinitasharma.com\/blog\/%e0%a4%91%e0%a4%a8%e0%a4%b2%e0%a4%be%e0%a4%87%e0%a4%a8-%e0%a4%95%e0%a5%87-%e0%a4%86%e0%a4%95%e0%a4%b0%e0%a5%8d%e0%a4%b7%e0%a4%95-%e0%a4%91%e0%a4%ab%e0%a4%b0-%e0%a4%b8%e0%a5%87%e0%a4%b2\/embed\/#?secret=0O1mf0kvPj\" data-secret=\"0O1mf0kvPj\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The 10.10 sale is around the corner and you are probably thinking of spending it on more clothes, bags, shoes, etc\u2026 It is never enough\u2026 But when an advisor tries to sell you insurance, your first response is probably \u201cNope\u2026 I have enough! I don\u2019t need any more insurance!\u201d. Why is that? 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